Credit Profile

A credit profile is the combination of a credit report and credit score. 

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credit report + credit score = credit profile

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Powerful Elements of a Positive Credit Profile

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1. Updated credit report
2. A Visa or Mastercard
3. A home with a mortgage
4. An American Express card
5. A job of at least two years
6. A department store card
7. A current paid off bank loan
8. Low debt to income ratio