Third Step of Setting Up a PRB

Use Funds From The Bank

Once the cash value is built up to a sufficient level you can then begin to use it as collateral to get loans from the insurance provider.

You will want to use these loans for two primary reasons:

1. For large personal expenses that you usually would have to enlist the loan products of financial institutions
2. Investments 

Personal Expenses such as homes,  automobiles, vacations, and college education etc.

Investments such as real estate, small businesses, precious metals. oil and gas etc.

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